BUYING A HOME IN CHARLESTON, SC
We Can Help You Get The Home Of Your Dreams In The Lowcountry.
The Home Buying ProcessWhether this is the first time buying a home or if you've been through the buying process before, it can be a challenge knowing where to start. No matter your situation, though, getting pre-qualified & pre-approved for a home loan is a sensible first step.
Here are some of the home loan types that we can help you with:
Conventional mortgage loans are also known as conforming loans because they must conform to the guidelines set by the Federal National Mortgage Association (Fannie Mae) and/or the Federal Home Loan Mortgage Corporation (Freddie Mac).
FHA loans are insured by the Federal Housing Administration (FHA) and is a popular choice (especially for first time homebuyers).
VA loans are guaranteed by the U.S. Department of Veterans Affairs (VA) and are only available to those who qualify. VA loans are typically 100% financing & no money down.
USDA mortgage loans provide a low-cost insured home mortgage loan that allows you to refinance your current USDA loan into a new USDA loan with a lower rate and no money down.
Jumbo loans are designed for home mortgages that are over a designated amount. This is intended for loan amounts that exceed the limit imposed by Fannie Mae and Freddie Mac and varies by county.
New Construction Loan
A New Construction Loan a mortgage which helps you fund the land and construction fees. From acquiring a home site through the construction phase, a new construction loan will help you finance your dream home.
Top Reasons To Own1. Interest Decuctions
Paying rent is not tax deductible but the interest and taxes you pay on your home is.
2. Equity Growth
Investing in a home is a great long-term investment that has historically appreciated, especially in the Lowcountry.
Buying a home allows you to not have to worry about raising rents, moving or if the landlord's going to sell your rental.